Alternative needed from the absolute crap of stuff.co.nz
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<p><a data-ipb='nomediaparse' href='http://www.google.co.nz/url?sa=i&rct=j&q=&esrc=s&source=images&cd=&cad=rja&uact=8&ved=0ahUKEwjg5c_EgYjNAhXDF5QKHQilCFMQjRwIBw&url=http%3A%2F%2Fimgur.com%2Fgallery%2FZ8zV8&psig=AFQjCNHoRE4WPGUgXwPkDJq_u9K4UrREvA&ust=1464911107483646'><img height="360" src="http://i.imgur.com/cy5d9UI.jpg" width="480" alt="cy5d9UI.jpg"></a></p>
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<blockquote class="ipsBlockquote" data-author="taniwharugby" data-cid="584670" data-time="1464824795">
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<p><a data-ipb='nomediaparse' href='http://www.google.co.nz/url?sa=i&rct=j&q=&esrc=s&source=images&cd=&cad=rja&uact=8&ved=0ahUKEwjg5c_EgYjNAhXDF5QKHQilCFMQjRwIBw&url=http%3A%2F%2Fimgur.com%2Fgallery%2FZ8zV8&psig=AFQjCNHoRE4WPGUgXwPkDJq_u9K4UrREvA&ust=1464911107483646'><img height="360" src="http://i.imgur.com/cy5d9UI.jpg" width="480" alt="cy5d9UI.jpg"></a></p>
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<p>I'm still waiting on several million owed by someone in Nigeria. Any day now......when it comes in I'll shout everyone on the fern on a holiday of their choice.</p> -
<p>.....and so it continues........</p>
<p> </p>
<p><a data-ipb='nomediaparse' href='http://www.stuff.co.nz/business/80665378/vacuum-salesman-stays-until-1am-leaves-pile-of-dust'>http://www.stuff.co.nz/business/80665378/vacuum-salesman-stays-until-1am-leaves-pile-of-dust</a></p>
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<p>I'm trying to figure out what people think they gain from going to the media ( and the one from the other day was on TV last night, TV was muted and I was visiting mates so didn't hear it ) do they think we're going to be heartbroken by their plight, ie their "plight" being they're too fucken weak to tell these fluffybunnys to leave 4 hours and 55 minutes earlier ?</p>
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<p>I've worked in Sales and Marketing in various degrees most of my working life, I understand that with stuff like this there has to be a bit of a formula to follow in your presentation, you address objections before they are asked etc, but FIVE FUCKEN HOURS !?!?!?!? something isn't adding up. Over Summer about 20 years ago I sold video card subscriptions door to door, longest I would have stayed at a house was half an hour tops. In a couple of months of that I got bitten quite badly by a dog, had an old lady call the police, had a hot chick answer topless....and occasionally made some sales. </p>
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<p>"Pressure" sales tactics are a thing of the past now, especially as people are savvy enough to research stuff on the net nowadays. You just have to compare Car Salespeople and Real Estate Agents from yesteryear to now. Sounds like this company need to have a serious look at their business ethics.</p> -
<blockquote class="ipsBlockquote" data-author="MN5" data-cid="584858" data-time="1464903491">
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<p>.....and so it continues........</p>
<p> </p>
<p><a data-ipb='nomediaparse' href='http://www.stuff.co.nz/business/80665378/vacuum-salesman-stays-until-1am-leaves-pile-of-dust'>http://www.stuff.co.nz/business/80665378/vacuum-salesman-stays-until-1am-leaves-pile-of-dust</a></p>
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<p>I'm trying to figure out what people think they gain from going to the media ( and the one from the other day was on TV last night, TV was muted and I was visiting mates so didn't hear it ) do they think we're going to be heartbroken by their plight, ie their "plight" being they're too fucken weak to tell these fluffybunnys to leave 4 hours and 55 minutes earlier ?</p>
<p> </p>
<p>I've worked in Sales and Marketing in various degrees most of my working life, I understand that with stuff like this there has to be a bit of a formula to follow in your presentation, you address objections before they are asked etc, but FIVE FUCKEN HOURS !?!?!?!? something isn't adding up. Over Summer about 20 years ago I sold video card subscriptions door to door, longest I would have stayed at a house was half an hour tops. In a couple of months of that I got bitten quite badly by a dog, had an old lady call the police, <strong>had a hot chick answer topless</strong>....and occasionally made some sales. </p>
<p> </p>
<p>"Pressure" sales tactics are a thing of the past now, especially as people are savvy enough to research stuff on the net nowadays. You just have to compare Car Salespeople and Real Estate Agents from yesteryear to now. Sounds like this company need to have a serious look at their business ethics.</p>
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<p>Pics or it didn't happen.</p> -
<blockquote class="ipsBlockquote" data-author="No Quarter" data-cid="584860" data-time="1464904358">
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<p>Pics or it didn't happen.</p>
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<p>My Nokia brick didn't have a camera sorry brudda. I don't even think it could text but it stored TEN ( yes TEN ) phone numbers.....</p> -
Yet another case of stuff pandering to the fuckwits ferals and bogans amongst us and not asking the simple question of how bloody stupid and weak are you letting this guy in your house till 1am?<br><br>
Earlier this week there was the tale of the newborn living rough, if you read the story the feral parents had trashed a few flats and no one wanted to rent to them and they didn't want to go to winz for an emergency benefit because they thought they might take the baby from them . I would have thought that would have been the best outcome did the baby myself. -
<p><a data-ipb='nomediaparse' href='http://www.nzherald.co.nz/business/news/article.cfm?c_id=3&objectid=11649957'>http://www.nzherald.co.nz/business/news/article.cfm?c_id=3&objectid=11649957</a></p>
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<p>The woman in Australia said she was 18 when she took out a $6500 loan for a social sciences course at a polytechnic.</p>
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<p>She did not complete the course after getting pregnant, and after five years as a solo mother left for Australia to try and make a better life.</p>
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<p>"I never blinked an eye or even thought about my loan," she said. That changed when she read about recent crack-downs on defaulters, and phoned the IRD.</p>
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<p>She said she was told her loan after 21 years was now about $30,000.</p>
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<p>"I went into complete shock, I was petrified and shocked that over the period of 21 years my loan had increased 4 times the amount borrowed."</p>
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<p>I would never have thought that if you took out a loan and didn't pay it back, after 20 years you would still owe it, plus a whole lot more, I really do have a lot to learn!</p> -
<p>cos she well, um, you know, she didn't, well, I think...</p>
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<p>actually I got nothing!</p>
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<p>Imagine taking just a 10 year holiday from paying your mortgage, how much that would increase....</p> -
<p>They got the headline wrong on that one. It should say</p>
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<p>"NZ Taxpayer funds Australia based New Zealander who tried to avoid her loan by skipping the country"</p>
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<p>And then the first line should comment how she thinks that her 20 year old loan now shouldn't be subject to any interest, because she's been paying zero tax to the NZ government since she took the loan out.</p>
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<p>Seriously, she can fuck right off.</p> -
<blockquote class="ipsBlockquote" data-author="MajorRage" data-cid="584882" data-time="1464912293">
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<p>They got the headline wrong on that one. It should say</p>
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<p>"NZ Taxpayer funds Australia based New Zealander who tried to avoid her loan by skipping the country"</p>
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<p>Don't take this the wrong way, but don't don't give up your day job to become a headline writer. :)</p>
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<p>They've got to be short and catchy!</p>
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<p>MORON IN SHIT.</p> -
<blockquote class="ipsBlockquote" data-author="Chris B." data-cid="584885" data-time="1464913574">
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<p>Don't take this the wrong way, but don't don't give up your day job to become a headline writer. :)</p>
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<p>They've got to be short and catchy!</p>
<p> </p>
<p>MORON IN SHIT.</p>
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<p>Proper, proper LOL with coffee going into the keyboard. My post of the year, right there.</p> -
<blockquote class="ipsBlockquote" data-author="Chris B." data-cid="584885" data-time="1464913574">
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<p>Don't take this the wrong way, but don't don't give up your day job to become a headline writer. :)</p>
<p> </p>
<p>They've got to be short and catchy!</p>
<p> </p>
<p>ANOTHER MORON IN SHIT.</p>
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<p>Fixed</p> -
<p>I am sick to death of hearing about the fuckwits living overseas, who borrowed money, haven't paid a single cent back (some over multiple decades) and now go on a whinge fest at the thought they might be arrested if they come home. It's a fucking LOAN. If you don't pay it back, it ACCUMULATES INTEREST. Ignoring the IRD is NEVER A GOOD PLAN.</p>
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<p>I borrowed about 28k to get my quals. Interest took it to 42k (I was in the fortunate time of 8% interest, clocked up from day 1.). I went overseas to teach English, and sent money home each month to my mum, and she paid the IRD. Knocked 26k off the debt in a year, then paid the rest off (minimum repayments) from my salaries. Paid the last bit off in 2009.</p> -
<p>I have some sympathy. Had a bit of a broken home situation with no adult guidance as a teen as to what to do with my life after school or anything about finances. Massey University sent in a Laison officer to talk to students like me, told me I should do a Bachelor of Arts in multiple subjects that way I can see what i liked and go from there, all on the student loan of course. Uni was during the Alliance party's peak and word around the campus was they were going to cancel all student loan debt. Being an impressionable kid I believed it. Got my degree in Psychology and worked out I now had very little interest in it not to mention no job opportunities with a fucken BA so I shot off to London and somehow got involved in IT. Being on the other side of the world it was incredibly easy to ignore the loan business. It wasn't until about 5 years in that I matured enough to realise that this shit was real and I finally went about setting up an online account. This is when I discovered my old man had actually come to the party and had paid a little of the interest on it and also set up an overseas payment holiday or something. Basically he's cut off years of repayments. Should be all done for by the end of next year. If I ever have kids learning finances will be a very important part of the home curriculum. I was very lucky and can certainly see how others aren't. To me and a hell of a lot of others the loan wasn't even real money, young and stupid. </p>
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<blockquote class="ipsBlockquote" data-author="Rembrandt" data-cid="584919" data-time="1464920349">
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<p>I have some sympathy. Had a bit of a broken home situation with no adult guidance as a teen as to what to do with my life after school or anything about finances. Massey University sent in a Laison officer to talk to students like me, told me I should do a Bachelor of Arts in multiple subjects that way I can see what i liked and go from there, all on the student loan of course. Uni was during the Alliance party's peak and word around the campus was they were going to cancel all student loan debt. Being an impressionable kid I believed it. Got my degree in Psychology and worked out I now had very little interest in it not to mention no job opportunities with a fucken BA so I shot off to London and somehow got involved in IT. Being on the other side of the world it was incredibly easy to ignore the loan business. It wasn't until about 5 years in that I matured enough to realise that this shit was real and I finally went about setting up an online account. This is when I discovered my old man had actually come to the party and had paid a little of the interest on it and also set up an overseas payment holiday or something. Basically he's cut off years of repayments. Should be all done for by the end of next year. If I ever have kids learning finances will be a very important part of the home curriculum. I was very lucky and can certainly see how others aren't. To me and a hell of a lot of others the loan wasn't even real money, young and stupid. </p>
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<p>I still have vivid memories of when you used to ring an 0800 number to get installments paid into your account, we'd borrow eachothers cell phones to ring and get it put in whilst at the pub just so we could shout a round. Happy days.</p> -
<p>I have no sympathy like others in this thread.</p>
<p> </p>
<p>My loan was a similar size to Mokey's....</p>
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<p>I've never had a high paying job, instead choosing to work in a field I enjoy (the ski industry). But I paid the whole lot off a couple of years back (took me 10 years)</p> -
<blockquote class="ipsBlockquote" data-author="MN5" data-cid="584922" data-time="1464920735">
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<p>I still have vivid memories of when you used to ring an 0800 number to get installments paid into your account, we'd borrow eachothers cell phones to ring and get it put in whilst at the pub just so we could shout a round. Happy days.</p>
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<p>$1900 drawn down with the push of a couple of buttons. Both the best and the worst things of being a student . . . </p>
